▸ Start here
New to actuarial work? This two-minute video explains what the toolkit does and why it matters — no jargon, no assumptions.
Why this matters
Every insurer makes the same promise — pay a little now, get help later. Actuaries make that promise safe to keep. Here's how this toolkit puts that power in your hands.
A The six modules
Every module has the same shape: a question at the top, a short explainer video, a simple input, and an answer written in everyday words. The heavy actuarial calculation runs in tested code; the AI handles the plain-language explanation.
Pricing Agent
Enter product, cover amount, region and age band. Get a suggested premium plus a sentence on each risk driver behind it. Starts from sensible African-market defaults you can adjust.
Reserving Agent
Paste paid claims by year, or upload a simple triangle. The agent runs chain-ladder and Mack, flags any data problems in plain terms, and returns a reserve estimate with a low-to-high range.
Book-Health Watchdog
Enter premiums and claims. Get loss ratio, expense ratio and combined ratio, each interpreted — including when a very low claims ratio may signal under-reporting or weak claims settlement rather than profit.
Data-Quality Assistant
Upload a spreadsheet. The assistant finds gaps, duplicates, impossible ages or dates, and out-of-range values, then tells you in plain language how to fix each one before any pricing or reserving runs.
Regulatory Explainer
Ask compliance questions in everyday language. The agent answers using regional solvency and reporting requirements, points to the relevant rule, and flags where a qualified actuary sign-off is still required.
Report Builder
Pulls your pricing, reserving and ratio results into a clean one-page summary written for non-actuaries — ready to export for management, the board or the regulator.
Watch first, then do
A short guided path takes a newcomer from "what is an actuary" to running their first reserve, in under fifteen minutes. Tap any card to watch.
Why this matters
What actuaries do and why insurers need them.
Your first premium
Price a simple policy with the Pricing Agent.
Your first reserve
Build a claims triangle and read the result.
Reading the signals
Spot an unhealthy book at a glance.
B How it works
One principle keeps every result trustworthy: the AI explains, the code calculates.
You ask
Pick the module that matches your question and enter a few plain details. No actuarial background needed.
Code calculates
The actuarial maths runs in tested, auditable code — never guessed by the AI. Every result can be traced.
AI explains
The answer comes back in everyday words, with the reasons behind it, ready to share with anyone.
Bring actuarial confidence to your team
Whether you're an underwriter, a manager, or an insurer without an actuary on staff, OrboActuary gives you answers you can stand behind.
Get in touch →